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Features

The Prime Daily Savings account is where all great relationships begin! On average, members who use Catholic Federal for all or most of their banking save over $800 a year.* Make the switch to Catholic Federal and start saving today!

A $5.00 deposit establishes your membership. As an owner of the credit union, you now have voting rights and access to everything we offer. For your convenience, you can open a savings account online. Opening your online savings account gives you not only a competitive rate on your savings, but access to all of the benefits of credit union membership that Catholic Federal has to offer.

Pay yourself first! We make saving easy with no monthly service fees. Dividends are calculated daily and paid monthly. Let us help you save for any goal or just build a little cushion to protect your finances during unforeseen expenses. We can make savings automatic each month.

  • Payroll deduction
     
  • Automatic transfers
     
  • Online transfers

*CUNA Member Benefit Report

Surcharge Free ATM Locations

For members who wish to access their funds in their CFCU savings account, we offer an ATM Card. No matter the time of day or night, quick cash and other transactions are as close as the nearest ATM.

  • Available FREE with a CFCU savings account. The daily maximum withdrawal limit at an ATM is $600.
     
  • 24/7 surcharge free access at any ATM displaying the Alliance One or CO-OP Network logo
     
  • Locate a CO-OP ATM from your phone by simply texting your location (address, intersection or zip code) to 91989 (MYCOOP) and you will get the nearest CO-OP ATM location to you. Texting fees may apply.
     
  • Unlimited access to any of CFCU’s ATMs.
     
  • To change your PIN, call (866) 985-2273.
     
  • If your card has been lost or stolen, contact us right away. If it is after hours call (888) 918-7845.

Direct Deposit

Direct Deposit is the electronic transfer of your paycheck, Social Security benefit, pension, annuity check, or other payment into your account. Your entire paycheck can be distributed in any combination to your accounts each pay period.

Why use Direct Deposit?

It provides quicker access to your money when you use your Catholic Federal Debit Card

Direct Deposit increases the safety and convenience of processing your check. You no longer need to worry about your paper check being lost or stolen and having to wait in line to cash it.

Sign Up Today! Follow these easy steps:

  1. Obtain a Direct Deposit form from your employer.
  2. Complete your personal information, including:
    1. Your CFCU Account Number
    2. To which account funds should be deposited, Checking or Savings
    3. CFCU’s ABA Routing Number: 272484441
  3. Sign and submit as directed.

Social Security Direct Deposit can be set up through Catholic Federal’s Accounting Department by calling (800) 798-2328 ext. 139 or by visiting www.godirect.org.

Sub Savings

Keep the money you are saving to spend separate from the money you are saving to keep. Once your prime daily savings account is established, you have the option of opening a sub savings account. This is perfect to budget and plan for family vacations, college tuition, vehicle purchases, annual insurance premiums and much more. This account has no monthly fee and dividends are calculated daily and paid monthly. The minimum balance to earn dividends is $1.00.

The credit union also features an Ol’ Faithful Sub Savings account. This sub account transfers from your checking account making saving money automatic. You tell us how much and how often you want to save. There’s no minimum opening deposit requirement, so it doesn’t matter how much (or little) you would like to save. If something comes up, your money is always available for you to access.

Christmas Club

The Christmas Season is a wonderful time of year for giving and spending a little more to enjoy life. By opening a free Christmas Club account, you can help alleviate holiday debt and plan year round for a financially stress free occasion. Save however much you wish to meet your needs, automatically. We’ll keep your Christmas savings safely away in this special account and automatically deposit the balance (plus dividends) into your regular savings in October, leaving plenty of time for your holiday planning and purchases. For your convenience, we can open your Christmas Club account for you over the phone or at any office location.

FAQs

A. There is a minimum of $5.00 to open your Catholic Federal membership with a Prime Daily savings account. You must maintain at least $5 while it’s open.

A. To set up Direct Deposit to your account, you will want to provide the ABA/Routing Number 272484441 and your savings or checking account number. To confirm your account, please contact the credit union at (800) 798-2328. For security reasons, we will mail you the account details to set up Direct Deposit to your account.

A. Frequently, we see that Direct Deposits may not credit your account due to an invalid account number. Be sure to verify with the issuer of the deposit that they are sending funds to your correct account number. You may also want to validate the ABA Routing Number: 272484441. For assistance, contact the credit union at (800) 798-2328.

A. You are allowed unlimited withdrawals in a branch or at an ATM.

There is a limit of 6 withdrawals (by phone and online) per month by federal Regulation D.

A. Yes, if applicable. Earnings $10 and higher will be mailed.

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