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Share secured loans are one of the best kept secrets in lending. You pledge your funds that are at CFCU, either in a savings account or share certificate, as collateral for the loan and you get the best of both worlds - money you borrow at a lower interest rate while still earning dividends on your pledged funds.

The loan rate is 3% - 4% higher than the interest you are currently earning on your savings account or share certificate depending on the loan term.


A. The interest will vary based on your interest rate and amount of your loan.

A. No collateral is required for a signature loan.

A. No, a Signature loan will ensure a fixed payment each month.

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