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        <div id="content-top1">Page 1 - Catholic Federal Spring 2016 Newsletter</div>
        <div id="content-top2">P. 1</div>
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    <pre style="white-space:pre-line"><code>SPRING 2016

      member

Change your POINTitude.                                                                                                6W0 eRâ€™veeasGoonts

More ways to earn points. New VISA Rewards card.                                                                      for You to Smile!

 At Catholic Federal, youâ€™ll get a whole new POINTitude when you see how                                                Catholic Federal Credit Unionâ€™s
      fast you earn points with the credit unionâ€™s new VISA Rewards card!                                                60th Anniversary celebration
                                                                                                                      continues with even more reasons
  â€¢	 Earn 1 point for every dollar in purchases â€“ Double points for gas and
     groceries!                                                                                                                       to smile!

  â€¢	 1,000 bonus points for new cardholders who spend                                                                 From convenient online bill pay and mobile
     $500 in the 1st 60 days.                                                                                              deposit to low-rate loans and expert

  â€¢	 3.99% APR on balance transfersâ€  for the life of the transferred balance                                           mortgage assistance, your locally-minded
     until it is gone.                                                                                                    credit union has plenty of reasons to

 (LIMITED TIME OFFER: Balance transfer must be completed by July 1, 2016.)                                              make you smile. We invite you to help us
                                                                                                                        celebrate our 60th Anniversary by taking
   Change your POINTitude today with a CFCU Rewards Visa! 
                                                                                                                         advantage of all your Catholic Federal
                 To get started visit any CFCU branch, apply online                                                              membership has to offer.
                        at CathFCU.com, or call 800-798-2328
                                                                                                                        Take a peek at all weâ€™ve been doing over
Current VISA Platinum card holders who are interested in rewards can apply                                            the last 60 years and everything we have to
          for a CFCU VISA Rewards card by contacting the credit union.
                                                                                                                                  offer right now by visiting
APR is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Earn
1 Reward Point per $1 purchased on your Visa Rewards Credit Card. Double points earned on purchases                    www.60reasonstosmile.com
of gas and groceries. Receive 1,000 bonus points after you spend $500 on purchases in the first 60 days
from account opening. Maximum points per calendar year is 150,000. Points expire after five (5) years.
â€ 3.99% APR introductory balance transfer rate for the lifetime of the balance on transfers made between April
1, 2016 â€“ July 1, 2016. After that, your then current APR for balance transfers applies, currently 11.24%-18.00%
APR. Interest rates applicable to new purchases or cash advances and for prior balances remain unchanged
at your current APR, currently 11.24%-18.00% APR. Balance transfers are treated as cash advances so interest
accrues from the date the transfer is posted to your account. The balance transfer fee will be waived during
this promotional period of time, April 1, 2016 â€“ July 1, 2016. Balance transfers of other Catholic Federal Credit
Union credit cards, loans, and/or lines of credit are not eligible. Please note if you donâ€™t pay the entire balance
for the billing cycle by the payment due date, the purchase amount that is not paid is subject to interest
calculated from the date of purchase (or the first day of the current billing cycle, whichever is later), and you
will lose the grace period in the current and future billing cycles for all new purchases until the entire balance
is paid in full. All transactions subject to credit approval. All rates and offers subject to change.</code></pre>
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