| IV. Employment Information |
| Borrower | Co-Borrower |
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| If employed in current position for less than two years or if currently employed in more than one position, complete the following: |
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| VII. Declarations | |
| | Borrower | Co-Borrower |
| | Yes | No | Yes | No |
| a. Are there any outstanding judgments against you? |
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| b. Have you been declared bankrupt within the past 7 years? |
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| c. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years? |
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| d. Are you a party to a lawsuit? |
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| e. Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer, or title in lieu of foreclosure, or judgment? (this would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee. If "Yes," provide details including date, name and address of Lender, FHA or VA case number, if any, and reasons for the action.) |
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| f. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee? If "Yes," give details as described in the preceding question. |
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| g. Are you obligated to pay alimony, child support, or separate maintenance? |
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| h. Is any part of the down payment borrowed? |
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| i. Are you a co-maker or endorser on a note? |
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| j. Are you a U.S. citizen? |
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| k. Are you a permanent resident alien? |
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l. Do you intend to occupy the property as your primary residence? If "Yes," complete question m below. |
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| m. Have you had an ownership interest in a property in the last three years? |
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| (1) What type of property did you own -- principal residence (PR), second home (SH), or investment property (IP)? |
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| (2) How did you hold title to the home -- solely by yourself (S), jointly with your spouse (SP), or jointly with another person (O)? |
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Explanations
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| VIII. Information for Government Monitoring Purposes |
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The following information is requested by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing
and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a lender may not discriminate either on the basis of this information,
or on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. For race, you may check more than one designation. If you do not furnish ethnicity, race, or sex,
under Federal regulations, this lender is required to note the information on the basis of visual observation and surname if you have made this application in person. If you do not wish to furnish the information,
please check the box below. (Lender must review the above material to assure that the disclosures satisfy all requirements to which the lender is subject under applicable state law for the particular type of
loan applied for.)
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| Borrower | Co-Borrower |
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| Ethnicity:
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Ethnicity:
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Race:
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Race:
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| Sex:
| Sex:
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