| Savings Accounts |
| Effective Date: As of 01/24/2012 |
| Account Type | Minimum Balance | Dividend Rate | Annual Percentage Yield (APY) | Compounded/Paid |
| Prime Daily Savings |
$5.00 |
0.25% |
0.25% |
Monthly/Monthly |
| Ol' Faithful |
$1.00 |
0.25% |
0.25% |
Monthly/Monthly |
| Christmas Club |
$1.00 |
0.25% |
0.25% |
Monthly/Monthly |
| Mega Money Market |
$1,000 - $9,999 |
0.30% |
0.30% |
Daily/Monthly |
| Mega Money Market |
$10,000 & Over |
0.40% |
0.40% |
Daily/Monthly |
| Super Saver Account |
$25,000 - $49,999 |
0.60% |
0.60% |
Daily/Quarterly |
| Super Saver Account |
$50,000 & Over |
0.70% |
0.70% |
Daily/Quarterly |
| Miscellaneous Savings |
$1.00 |
0.25% |
0.25% |
Monthly/Monthly |
| IRA Share |
$1 & Over |
0.35% |
0.35% |
Monthly/Monthly |
| IRA Super Saver |
$25,000 - $49,999 |
0.60% |
0.60% |
Daily/Quarterly |
| IRA Super Saver |
$50,000 & Over |
0.70% |
0.70% |
Daily/Quarterly |
| Certificates |
| Effective Date: As of 01/24/2012 |
| Certificate Type | Minimum Balance | Dividend Rate | Annual Percentage Yield (APY) | Compounded/Paid |
| Youth 3-Month |
$500.00 |
.30% |
.30% |
Monthly/Monthly |
| Youth 6-Month |
$500.00 |
.40% |
.40% |
Monthly/Monthly |
| Youth 12-month |
$500.00 |
.50% |
.50% |
Quarterly/Quarterly |
| 3-Month |
$1,000.00 |
.30% |
.30% |
Monthly/Monthly |
| 6-Month |
$1,000.00 |
.40% |
.40% |
Monthly/Monthly |
| 12-Month |
$1,000.00 |
.50% |
.50% |
Quarterly/Quarterly |
| 18-Month |
$1,000.00 |
.60% |
.60% |
Quarterly/Quarterly |
| 24-Month |
$1,000.00 |
.76% |
.76% |
Quarterly/Quarterly |
| 36-Month |
$1,000.00 |
1.00% |
1.01% |
Quarterly/Quarterly |
| 48-Month |
$1,000.00 |
1.25% |
1.26% |
Quarterly/Quarterly |
| 60-Month |
$1,000.00 |
1.50% |
1.51% |
Quarterly/Quarterly |
| Traditional and Roth IRA Certificates |
| Effective Date: As of 01/24/2012 |
| Certificate Type | Minimum Balance | Dividend Rate | Annual Percentage Yield (APY) | Compounded/Paid |
| 3 Month |
$1,000.00 |
.40% |
.40% |
Monthly / Monthly |
| 6 Month |
$1,000.00 |
.50% |
.50% |
Monthly / Monthly |
| 12 Month |
$1,000.00 |
.60% |
.60% |
Quarterly/Quarterly |
| 18 Month |
$1,000.00 |
.70% |
.70% |
Quarterly/Quarterly |
| 24 Month |
$1,000.00 |
.86% |
.86% |
Quarterly/Quarterly |
| 36 Month |
$1,000.00 |
1.10% |
1.11% |
Quarterly/Quarterly |
| 48 Month |
$1,000.00 |
1.35% |
1.36% |
Quarterly/Quarterly |
| 60 Month |
$1,000.00 |
1.60% |
1.61% |
Quarterly/Quarterly |
| Coverdell ESA Certificates |
| Effective Date: As of 01/24/2012 |
| Certificate Type | Minimum Balance | Dividend Rate | Annual Percentage Yield (APY) | Compounded/Paid |
| 3 Month |
$500.00 |
.40% |
.40% |
Monthly / Monthly |
| 6 Month |
$500.00 |
.50% |
.50% |
Monthly / Monthly |
| 12 Month |
$500.00 |
.60% |
.60% |
Quarterly/Quarterly |
| 18 Month |
$500.00 |
.70% |
.70% |
Quarterly/Quarterly |
| 24 Month |
$500.00 |
.86% |
.86% |
Quarterly/Quarterly |
| 36 Month |
$500.00 |
1.10% |
1.11% |
Quarterly/Quarterly |
| 48 Month |
$500.00 |
1.35% |
1.36% |
Quarterly/Quarterly |
| 60 Month |
$500.00 |
1.60% |
1.61% |
Quarterly/Quarterly |
| *Annual Percentage Yield is the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage. This rate assumes that a set amount is on deposit at the beginning of the dividend period, that no deposits or withdrawals are made during the dividend period and funds remain on deposit for one full year at the same dividend rate. Fees may reduce earnings. A fee may be charged for early withdrawal of a fixed-term certificate or IRA. Rates are expressed as an annual percentage yield (APY) and are subject to change without notice. |
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