The Children's Online Privacy Protection Act (COPPA) was passed by Congress in October 1998, with a requirement that the Federal Trade Commission (FTC) issue and enforce rules concerning children's online privacy. The primary goal of the Act and the Rule is to place parents in control over what information is collected from their children online. Catholic Federal Credit Union does not knowingly collect, nor is our web site designed or directed to use personal information from children under the age of 13 without containing verifiable consent from their parents. We do offer two children's programs on our web site: Money & Honey Bee Kid’s Savings Club for children ages 0-12 and the AMP program for teens age 13-17. Unless applying for CFCU membership, no information is collected from children to participate in the online activities and information found in these areas of our web site.